Living on a budget means knowing what things you should skimp on and what you can splurge a little on. 🙂 Budgeting efficiently doesn’t mean that you can’t have any fun, it just means that you are more intentional with the way that you spend your money. Budgeting also means that you are aware of what you spend money on. Here are some of my top skimps and splurges!
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I know that time is precious, and it seems like the perfect solution to hire a cleaning service to tidy up your house, but hear me out. Cleaning your house doesn’t have to take hours a day. If you clean small amounts of your house for 15 minutes a day then you won’t have to spend hours on the weekend or late at night cleaning your house.
Recently I created a cleaning calendar for that very reason. I needed to SEE which jobs I needed to do each day to prevent our home from becoming a mess. Read this post to learn how to have a cleaner house!
Shopping for clothes doesn’t have to break your budget. Over the last few years, I have found ways to save money and look fashionable. Shopping out of season, deep discounted clearance racks, and even second hand shopping can save TONS of money. Learn exactly how to save your budget and still look trendy in this post, How to be Trendy Without Spending Much Money!
Cooking vs. Eating Out
If you evaluate where most of your paycheck goes, eating at fast food joints and restaurants could be the culprit. One simple way to start saving more money and skimping on certain things is to start cooking more meals at home. You don’t have to be a professional chef to cook your own meals. I didn’t start cooking until I got married. Now I love to cook! You can learn how to love cooking in 10 Simple Steps too!
Grocery shopping is an area in your budget that can be adjusted and reevaluated to fit your exact needs. I view shopping for groceries as a budget challenge, and I compete with myself every few weeks. 🙂 About four years ago, I started creating menus/meal plans to make our groceries last longer. In the process I was able to make a $150 grocery budget last for 2-3 weeks.
This is a personal preference for sure, but I don’t spend money on monthly gym membership fees. We used to be a part of a gym, but I didn’t like going. I went because I knew we were paying for it, but that didn’t last for long. The $50+ dollars a month flew out the window with no results. Until I changed my mindset about living a more active life, no gym could make me healthier.
In July 2016, we started cycling. In the heat of the summer I found a way to get fit and feel healthier. I broke down the costs of how budget friendly cycling can be. I also enjoy home work out videos like pilates and yoga. Some of those DVDs are inexpensive as $6!
One of my favorite things to shop for is home decor, but it can add up FAST. Since we bought our house almost 4 years ago, I have learned how to shop for fun decor without overspending. When we first moved into our home, I allotted a small amount of money from each pay check for furniture and other house items. I quickly learned how to decorate our home on a strict budget.
Don’t forget to hit up yard sales.
Shop around your own house for previously purchased items.
Thrift stores and flea markets have great home decor items for low prices!
I’ve never been the type of person to get professional mani/pedis, but I do like to look put together. I’ve learned which products to use to create the perfect manicure and pedicure on a budget. Sally’s Beauty Supply carries the best base and top coat to extend the life of your nail polish.
My latest budget friendly product is Impress press on gel nails. Wow is all that I can say! My latest manicure lasted 11 days. You read that right…11 days! The nails are easy, fast, pain free, and they don’t ruin your nails upon removal. Not to mention that you get 30 nails for less than $6! That is 2 manicures for $6. Wow.
You can order directly from the Impress website, but you will pay a small shipping cost. Walmart, CVS, Walgreens, and Target also carry the Impress gel nails. You will love them!
Paying for Checked Luggage
Now days you shouldn’t have to pay to check your luggage while traveling. We recently traveled to Kauai for 2 weeks with only a small carry-on and a personal item. Save the $50 from two checked bags and eat out at a fun restaurant while on vacation instead. 🙂 It may seem impossible, but if you pack your bags right then you can leave your heavy luggage at home too! Learn how to perfectly pack your carry-on here.
When you own your own home, curb appeal can add tons of value to your home. It’s a myth that you have to hire professionals to create a gorgeous landscape. If you are on a budget then I highly recommend landscaping your own yard. With the right products, some time, and a little sweat you can have a gorgeous and well-landscaped yard too.